Author(s): Christopher Boachie , Eunice Adu-Dark

This study examined the influence of financial inclusion on economic growth and assessed human capital and financial inclusion’s interactive effect on economic growth in sub-Saharan Africa. A causal and quantitative research design was applied to achieve the study’s objective. This research pooled 47 Sub-Saharan African countries from 2010 to 2020 within a panel data analytical framework. The samples were selected based on data availability, using a purposive technique. Using a Driscoll and Kraay standard error estimation approach, the study found a positive relationship between financial inclusion and economic growth. Also, Human capital is the channel through which financial inclusion positively impacts economic growth. It is essential to continuously improve the financial inclusion agenda and deepen human capital development to enhance economic growth in sub-Saharan Africa.